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Mileage Tax Deduction Calculator

Turn business miles into a deduction at the 2026 IRS rate of 72.5¢ per mile — and see whether the standard rate or actual expenses saves you more.

Your driving
mi

Includes miles between jobs and to pickups — not your home commute.

Optional · actual-expense method
$

Gas, insurance, repairs, registration, depreciation or lease.

70%
30%
Your mileage deduction
$8,700
worth roughly $2,610 off your tax bill at a 30% combined rate.
Standard mileage (72.5¢ × 12,000)$8,700
Actual expenses (not entered)
Method that winsStandard mileage
Enter your actual vehicle costs to compare both methods. Most freelancers come out ahead with the standard rate — and it needs far less record-keeping.
A planning estimate built from 2026 figures — not a filed return or tax advice. Confirm anything important with a qualified tax professional.

The 2026 standard mileage rate

For 2026 the IRS business standard mileage rate is 72.5 cents per mile. Multiply your business miles by that rate and you have your deduction — no receipts for individual fill-ups required, just a mileage log. This calculator also stores prior-year rates (70¢ for 2025, 67¢ for 2024) so a late-logged trip is valued correctly.

Standard mileage vs. actual expenses

The actual-expense method adds up everything the vehicle costs — gas, insurance, repairs, registration, and depreciation — and deducts the business-use share. It usually only wins for expensive vehicles or very high running costs. Once you choose actual expenses for a car, you generally can't switch back to the standard rate for that vehicle, so compare carefully in year one.

Which miles count

Business miles include driving between job sites, to client meetings, to pick up supplies, and — for rideshare and delivery drivers — the miles spent driving to a pickup and between orders. Your normal commute from home to a regular workplace is not deductible.

Frequently asked

What is the 2026 IRS mileage rate?+

72.5 cents per mile for business use, up 2.5 cents from the 2025 rate of 70 cents.

Do I need receipts to claim the standard mileage rate?+

You don't need fuel receipts, but you do need a contemporaneous mileage log — date, miles, and business purpose for each trip. The IRS can disallow undocumented mileage, so log trips as they happen.

Can I deduct my commute?+

No. Driving between your home and a regular place of work is a personal commute. Trips between job sites, to clients, or to pick up supplies are deductible business miles.

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