TaxClover
For coaches

Coach your clients. We'll coach your tax bill.

TaxClover tracks certifications, courseware, and platform fees, and turns your coaching income into a clear quarterly plan.

Typical coaches: Life · business · executive · fitness · health · career coaching

Pre-filled with a typical coaches income — adjust to yours:
Coaches — your numbers
$
$
$
Set aside each quarter
$2,970/ quarter
That's 19% of every freelance dollar — about $11,881 in total tax on $61,000 of net income.
Self-employment tax$8,619
Federal income tax$3,262
State income tax$0
Total estimated tax$11,881
A planning estimate using 2026 figures — not a filed return or tax advice. TaxClover keeps this updated automatically as you log income and expenses.

Coaching businesses run lean but spend steadily on the things that keep them credible: certifications, supervision, course platforms, and the booking and payment tools clients touch. TaxClover categorizes that spend by Schedule C line and keeps a live quarterly estimate across one-off sessions, packages, and group programs.

Schedule C deductions

What coaches write off most

TaxClover sorts each one onto the correct IRS line automatically. These are the big ones for your line of work.

Line 27b

Certifications & continuing education

ICF credentials, NASM/ACE renewals, and the courses and books that keep your coaching certification current.

Line 27b

Coaching platform & software

Scheduling (Calendly, Acuity), course hosting (Kajabi, Teachable), and video tools are recurring software costs.

Line 8

Marketing & lead generation

Ads, a personal-brand website, email marketing, and lead magnets you produce to fill your roster.

Line 27b

Supervision & masterminds

Paid supervision, mentor coaching, and mastermind memberships that develop your practice.

The mistake to avoid

Selling a course or group program can trigger a 1099-K from your payment processor. And prepaid coaching packages are income when the client pays — not when each session happens.

Everything a coache needs to stay tax-ready

  • A live quarterly estimate — federal, SE, and your state
  • Schedule C expense tracking across all 22 IRS lines
  • Mileage logging at the 2026 rate of 72.5¢/mile
  • Receipt scanning that drafts a categorized expense
  • 1099-NEC tracking and reconciliation by client
  • A year-end bundle ready for your CPA or TurboTax

One plan, $19/mo or $190/yr. TaxClover doesn't file your taxes and isn't a substitute for a CPA — it makes sure you're ready for both.

Coaches tax questions

Is my own coaching certification deductible?+

Continuing education that maintains or improves skills for your existing business is deductible. Training to qualify for a brand-new profession generally isn't — TaxClover flags the gray area.

A client prepaid a 6-month package — when is that income?+

For cash-basis freelancers, income counts when you receive it. The full prepayment is income in the month it lands; TaxClover books it to that quarter.

Do I owe quarterly taxes on coaching income?+

If you expect $1,000+ of unwithheld federal tax for the year, yes. TaxClover's calculator gives you the exact quarterly figure and date.

The April surprise is a choice. Stop choosing it.

Start a 14-day trial — no credit card. Log a week of income and see your real number. $19/mo flat after that, cancel anytime.

TaxClover keeps you tax-ready. It doesn't file your taxes, and it isn't tax advice.