TaxClover
For therapists & private-practice clinicians

Built for the business side of private practice.

TaxClover tracks HIPAA-platform fees, licensure, and supervision — and keeps your quarterly estimate steady across a private-practice caseload.

Typical therapists & private-practice clinicians: LMFT · LCSW · LPC · psychologists · counselors · group-practice contractors

Pre-filled with a typical therapists & private-practice clinicians income — adjust to yours:
Therapists & private-practice clinicians — your numbers
$
$
$
Set aside each quarter
$5,598/ quarter
That's 27% of every freelance dollar — about $22,391 in total tax on $84,000 of net income.
Self-employment tax$11,869
Federal income tax$5,314
State income tax$5,208
Total estimated tax$22,391
A planning estimate using 2026 figures — not a filed return or tax advice. TaxClover keeps this updated automatically as you log income and expenses.

Going into private practice means becoming a small business overnight: an EHR subscription, malpractice coverage, licensure across states, ongoing supervision and CEUs. TaxClover categorizes all of it by Schedule C line and keeps a live quarterly estimate so your tax payments stay as predictable as your caseload.

Schedule C deductions

What therapists & private-practice clinicians write off most

TaxClover sorts each one onto the correct IRS line automatically. These are the big ones for your line of work.

Line 27b

EHR & practice software

SimplePractice, TherapyNotes, and other HIPAA-compliant platforms, plus telehealth and scheduling tools.

Line 15

Malpractice & liability insurance

Professional liability (malpractice) coverage is a clean business-insurance deduction on Line 15.

Line 23

Licensure & board fees

State license renewals, board fees, and multi-state licensure for telehealth go on taxes and licenses.

Line 27b

Supervision & continuing education

Clinical supervision hours, CEUs, and the trainings required to keep your license active.

The mistake to avoid

Health-insurance premiums you pay for yourself are usually a personal adjustment (the self-employed health-insurance deduction), not a Schedule C expense. TaxClover keeps them separate so you don't double-count.

Everything a therapists & private-practice clinician needs to stay tax-ready

  • A live quarterly estimate — federal, SE, and your state
  • Schedule C expense tracking across all 22 IRS lines
  • Mileage logging at the 2026 rate of 72.5¢/mile
  • Receipt scanning that drafts a categorized expense
  • 1099-NEC tracking and reconciliation by client
  • A year-end bundle ready for your CPA or TurboTax

One plan, $19/mo or $190/yr. TaxClover doesn't file your taxes and isn't a substitute for a CPA — it makes sure you're ready for both.

Therapists & private-practice clinicians tax questions

Are client no-shows deductible?+

No — a missed-session fee you never collected was never income, so there's nothing to deduct. You simply don't report income you didn't receive.

Is my supervision deductible?+

Clinical supervision required to maintain your license and skills is a deductible professional expense. TaxClover puts it on Line 27b.

Can TaxClover store client information?+

No — TaxClover tracks your business finances, not clinical records. We never store client names or PHI; keep that in your HIPAA-compliant EHR.

The April surprise is a choice. Stop choosing it.

Start a 14-day trial — no credit card. Log a week of income and see your real number. $19/mo flat after that, cancel anytime.

TaxClover keeps you tax-ready. It doesn't file your taxes, and it isn't tax advice.